6-month agency contract · $45K total · Creative services · Sole proprietor
34%
Margin Est.
Eff. Rate
$96/hr
Market: $85–$120
Net Margin
21%
Threshold: 25%+
Cost-to-Del
$29.7K
Time + overhead
Fee to Hit 30%
$52K
Negotiation target
Rate Risk Flagged: Your effective rate is below your current average. A scope clause is recommended before signing.
Your Priority Checklist
Actions Before You Commit
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Negotiate fee to $52K+
Current rate leaves you at 21% net. A $7K increase gets you to the 30% threshold.
Prioritize This
Add a scope clause
Protect your hourly rate if deliverables expand beyond the agreed 22hrs/week.
Flag
Account for paused client revenue
Factor in the revenue you'll displace. Net gain may be lower than headline fee suggests.
Verify payment terms
Net-30 or Net-60 terms affect your cash flow during the engagement period.
Compare against current avg rate
Is this contract above or below your average effective rate for the year so far?
Bring entity question to your CPA
S-corp structure may affect how this contract income is treated — confirm before structuring.
Session Complete
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Session Summary
Venture TypeNew Contract
Est. Gross Margin34%
Net Margin21% (flagged)
Negotiation Target$52K
Actions Identified6 items
Screen 1 — Summary: The score ring gives a visual margin "grade" at a glance. Four ratio cards cover the key metrics — effective rate, net margin, cost-to-deliver, and negotiation target. A flag block appears only when a threshold is breached, keeping the UI clean for sessions that pass all checks.